Insurance

U.S. Club and District Liability Insurance program

Active U.S. clubs and districts are automatically provided with general liability and directors & officers/employment practices liability insurance through the U.S. Club and District Liability Insurance Program ("Program"). 

Effective 1 January 2010, directors & officers/employment practices liability (D&O/EPL) insurance has been added to the existing liability insurance Program. Please see the D&O/EPL insurance summary for more details. Information can be found on the Insurance Information portal. Please contact RI Risk Management for the user name and password.   

The liability program provides coverage (subject to policy terms and conditions) for active U.S. clubs and districts (including Rotarians and volunteers in their roles as such for the club or district) for claims:

• Arising out of bodily injury to a third party (a person who is not an insured under this program) or damage to a third party's property.
• Made against club/district directors and officers that result from their activities, such as managing the financial affairs of and establishing policies for the organization.
• Arising out of club/district employment practices, such as, sexual harassment, wrongful dismissal or termination of employment/membership, or violation of employment discrimination laws (including workplace harassment. Note: Club member are included in the policy definition of employee.

Learn more about the program:

• Certificate of insurance -- Have you been asked to provide evidence or proof of insurance? Did you know that you can create your own certificate of insurance?
• Claim and incident reporting -- Has an accident occured? Do you know that you must report it immediately to Rotary International?
• General liability insurance summary -- Who is insured? What coverage is provided?
• D&O/EPL insurance summary -- Who is insured? What coverage is provided?
• Managing special-event risks
• Loss-control guidelines
• Guidelines for contracts, permits, and waivers
• Guidelines for indemnification/hold harmless language in contracts
• Guidelines for serving alcohol
• Guidelines for use of golf carts and other mobile equipment
• Rotary name and emblem use of guidelines for projects and programs
• Frequently asked questions

If you have further questions regarding coverage, please contact Lockton Companies:

Phone: 800-921-3172
Fax:  312-681-6769
E-mail:  rotary@lockton.com